Welcome to SmartsMatter

“What I lack in smarts, I make up for in work…and given how hard I have to work, I must not be that smart!”–Greg hague

The $1 Watermelon

A young boy is buying food for his family from street vendors in his village. As he approaches a watermelon stand with an elderly man attending to

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The Imbalance Ratio

A few weeks ago the Fed announced it would raise interest rates seven times this year to temper inflation. The Fed could be in for a

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How To Apologize

He comes from a wealthy family, is attending Harvard, and plays ice hockey. Her family is working class but she attends Radcliffe and studies classical music. Despite

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Reveal Your Mistakes

Parking Spot Swap Brad has just been appointed the new CEO of a department store chain. Because he is a staunch believer in “servant leadership,” his

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Community Courage

Did you hear the big news?! Last week Paradise Valley Mayor Jerry Bien-Willner signed a new ordinance to amend our town code regarding short term rentals.

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The Mistakes We Make

We all make mistakes. As Alexander Pope said, “To err is to be human.” It’s a fact of life.  However, there are ways to minimize

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The Power of Fear

To start the new year I’m sharing my favorite article from last year when I wrote about the power of fear.  We all know fear sometimes

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Small Frogs No Regrets

This week before New Year’s I’m going to share four things I learned over the years that have made my life better. I hope they  do the

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Wealth Versus Worth

If you’ve ever traveled by motorcycle, you know stopping for gas can be time consuming. Dismount, take off your helmet and gloves, unzip your riding pants,

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That’s The Ticket

The date is January 28, 1896, a frigid Tuesday in the small English village of Paddock Wood. Walter Arnold is feeling frisky, so he decides to

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