Welcome to SmartsMatter

“What I lack in smarts, I make up for in work…and given how hard I have to work, I must not be that smart!”–Greg hague

A Letter to the Governor

Governor Hobbs,   I am inspired by your initiative to help approximately 500 Arizona first-time homebuyers with down payment and interest rate assistance.   As a result,

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Better For Buyers

It’s a day that will be long remembered in the real estate industry. On March 15th it was announced that the National Association of Realtors (NAR)

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Success Is Not Mystery

A young man is walking through his village, contemplating the elusive secret of success. He looks up and is surprised to see the wise and respected

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He Cares

What do people say about you when you’re not in the room? You likely hope it’s no different from what they say to your face. Last

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The Big Game

Because 72SOLD is an official NFL/Arizona Cardinals partner, Teresa and I were fortunate enough to be able to attend the Super Bowl this year as

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The Four Step Dream Check

Have you heard about the fox and the grapes? It’s a popular fable by an ancient Greek storyteller named Aesop (hence the name Aesop’s Fables). As the

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The Absence of Blame

“Democracy is the process by which people choose the man who’ll get the blame.” – Bertrand Russell I’ve been an entrepreneur most of my life, ever since I

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Release Your Expectations

“Trade expectations for appreciation and your world changes instantly.” – Tony Robbins The other day my son asked, “Would you dine at a restaurant that got

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The Last Time

“Life is short. Break the rules, forgive quickly, kiss slowly, love truly. Laugh uncontrollably and never regret anything that makes you smile…” – Juvy Ann

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My First Time

I was almost 17, working as a water ski instructor at a boys and girls’ camp on Walloon Lake in Michigan. One memorable ‘first time’ event

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The 20% Rule

I’ve written often about my father, Chubby. His blend of hard work and street savvy enabled him to build one of Cincinnati’s most successful and respected

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Living Big, Giving Bigger

Over more than 20 years of friendship, our shared adventures were peppered with his trademark gestures of kindness. Wherever we went together, he made friends. On

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